New Arrivals · Investments

June 25, 2015
These titles were recently added to the collection of the Public Library of Cincinnati and Hamilton County.

The complete idiot's guide to personal finance in your 20s & 30s

June 24, 2015
Fisher, Sarah Young.
Indianapolis : Alpha Books, c2009.
xxi, 362 p. : ill. ; 24 cm.
Addresses areas of key concern for readers in their twenties and thirties, covering such topics as 401(k) and retirement planning, effective budgeting that takes into account spiraling costs and growing families, and the latest Internet banking technologies.

A random walk down Wall Street : the time-tested strategy for successful investing

December 29, 2015
Malkiel, Burton Gordon.
©2015
447 pages : illustrations, charts ; 25 cm
Includes index.

American financial directory.

June 22, 2015
Norcross, Ga. : McFadden Business Publications,
v. : ill. ; 23 cm.
Imprint varies: <Jan./June 2004-July/Dec. 2005> Skokie Il. : Thomson Financial Publishing ; Jan./June 2006-<2012> Accuity and SourceMedia, Inc. <2013-July/Dec. 2015>- Accuity Solutions, part of BankersAccuity.

My side of the street : why wolves, flash boys, quants, and masters of the universe don't represent the real Wall Street

June 16, 2015
Trennert, Jason DeSena.
New York : St. Martin's Press, 2015.
viii, 224 pages ; 22 cm
"On a sticky summer morning at the end of the Eighties, 19-year-old Jason DeSena Trennert--a bright, unconnected Georgetown undergrad with big dreams and an even bigger power tie--set out for Wall Street. Mustering the perceived panache of the bigwigs, he burst through the doors of America's oldest financial firms. He was roundly rejected. And entirely undeterred. Trennert accepted a position as a cold-caller and charged ahead with the blind zeal of inexperience, finding in the process a genuine affinity for the customs and history of his work. Clinging to his dream from humble beginnings in financial sector Siberia--Morgan Stanley's Brooklyn outpost--and enduring the villainization of a respectable profession across two boom-bust cycles, he opened his own boutique company, now one of the world's leading research firms. Part memoir, part love letter to an institution popularly viewed as a necessary (or as just plain) evil, My Side of the Street delivers the long-overdue defense of an industry critiqued by Michael Lewis and others, illuminating the ethical and decent majority who take the subway, worry about mortgages, and keep the entire enterprise on its feet. Introducing the general reader to captains of finance, famous on The Street but invisible to outsiders, Trennert lays on display the absurdity and unbridled joy of big business--a comic tale of unlikely success in America's most notorious industry"-- Provided by publisher.

Beat the crowd : how you can out-invest the herd by thinking differently

June 16, 2015
Fisher, Kenneth L., author.
©2015
xi, 303 pages : illustrations ; 24 cm.

The aspirational investor : taming the markets to achieve your life's goals

June 11, 2015
Chhabra, Ashvin B.
New York : HarperBusiness, an imprint of HarperCollinsPublishers, [2015]
xii, 222 pages : illustrations ; 24 cm
The investor's worst enemy -- The psychology of risk and reward -- The volatility of markets over a human lifetime -- Speculative bubbles and market manias -- How do people become (very) wealthy? -- How much (money) do I need? -- The wealth allocation framework -- Digging deeper -- Seven steps to implementation -- Owning the world -- Do not try this at home -- The aspirational society.
"The Chief Investment Officer of Merrill Lynch Wealth Management explains why goals, not markets, should be the primary focus of your investment strategy--and offers a practical, innovative framework for making smarter choices about aligning your goals to your investment strategy,"--Amazon.com.

Digital gold : bitcoin and the inside story of the misfits and millionaires trying to reinvent money

June 2, 2015
Popper, Nathaniel.
New York, NY : Harper, 2015.
xv, 398 pages ; 24 cm
"A New York Times technology and business reporter charts the dramatic rise of Bitcoin and the fascinating personalities who are striving to create a new global money for the Internet age.Digital Gold is New York Times reporter Nathaniel Popper's brilliant and engrossing history of Bitcoin, the landmark digital money and financial technology that has spawned a global social movement.The notion of a new currency, maintained by the computers of users around the world, has been the butt of many jokes, but that has not stopped it from growing into a technology worth billions of dollars, supported by the hordes of followers who have come to view it as the most important new idea since the creation of the Internet. Believers from Beijing to Buenos Aires see the potential for a financial system free from banks and governments. More than just a tech industry fad, Bitcoin has threatened to decentralize some of society's most basic institutions.An unusual tale of group invention, Digital Gold charts the rise of the Bitcoin technology through the eyes of the movement's colorful central characters, including a British anarchist, an Argentinian millionaire, a Chinese entrepreneur, Tyler and Cameron Winklevoss, and Bitcoin's elusive creator, Satoshi Nakamoto. Already, Bitcoin has led to untold riches for some, and prison terms for others.Digital Gold includes 16 pages of black-and-white photos"-- Provided by publisher.

The one-page financial plan : a simple way to be smart about your money

May 22, 2015
Richards, Carl, 1972- author.
New York, New York : Portfolio/Penguin, 2015.
viii, 211 pages : illustrations ; 22 cm
Discovery -- the most important money question -- Guess where you want to go -- Get really clear about your current location -- Spending and saving -- Budgeting as a tool for awareness -- Save as much as you reasonably can -- Investing -- Buy just enough insurance- today -- "The best investment I ever made": borrowing and spending wisely -- Invest like a scientist -- Strategies for avoiding the big mistake -- Hire a "real financial advisor" -- Behave, for a really long time.
Removes the complexity from investing by encouraging readers to identify deeply personal goals and to use a series of simple, focused steps to help set up and attain a workable, meaningful financial plan.

Smart money : how high-stakes financial innovation is reshaping our world-for the better

May 21, 2015
Palmer, Andrew, 1970- author.
New York : Basic Books, A Member of the Perseus Books Group, [2015]
xviii, 285 pages : illustrations ; 25 cm
Lessons badly learned. Handmaid to history -- From breakthrough to meltdown -- The most dangerous asset in the world -- A force for good. Social-impact bonds and the shrinking of the state -- Live long and prosper -- Equity and the license to dream -- Peer-to-peer lending and the flaws of finance -- The edge: reaching the marginal borrower -- Tail risk: pricing the probability of mayhem.
"Six years after the financial crisis, bankers and other Wall Street types remain villains in the public mind. The standard critique says that they wrecked the economy and destroyed people's savings, and never adequately paid for their crimes. But as Economist editor Andrew Palmer reveals in Smart Money, this detested industry is not only capable of doing great good for society, but offers the most powerful means we have for solving some of our most intractable social problems. Drawing on interviews with leading financiers and a new breed of financial entrepreneurs, Palmer provides a sweeping account of the history, present, and future of financial innovation, arguing that we need it more today than ever before"-- Provided by publisher.

The Cabot growth investor.

May 21, 2015
Salem, MA : Cabot Heritage Corporation, [2015]-
v. ; 28 cm.

CFP certification exam practice question workbook

May 20, 2015
Brandeburg, Matthew.
©2015
362 pages ; 26 cm
Includes index.
"1,000 comprehensive practice questions"--Cover.
"Master exam topics with intensive practice in the essential areas you'll find on the test. All questions are test-level difficulty and focused solely on helping you pass. Whether you're challenging the exam for the first time or trying again after an unsuccessful attempt, you will learn the skills needed to master the exam. Includes 100 practice questions each for General Principles, Insurance, Tax Planning, Investments, Retirement and Employee Benefits, and Estate Planning; two separate 200 question comprehensive practice tests; detailed solutions to all practice questions; keystrokes to master the essential math you will face on the exam."--Back cover.

Security owner's stock guide.

May 18, 2015
New York : Standard and Poor's Corp.
v. ; 14 x 22 cm.
Title from cover.
At head of title: Standard & Poor's.

Your guide to the CFP certification exam : a supplement to financial planning coursework and self-study materials

May 18, 2015
Brandeburg, Matthew.
[Dublin, Ohio ] : Coventry House Pub., c2014.
151 p. ; 25 cm.
Includes index.

The 5 years before you retire : retirement planning when you need it the most

May 14, 2015
Birken, Emily Guy.
Avon, Massachusetts : Adams Media, [2014]
239 pages ; 22 cm
How far away are you? -- Saving and budgeting for the next five years -- Income in retirement -- Find the right financial planner -- What to expect from social security -- Taxes and your retirement income -- What to expect from medicare -- Planning for health-care expenses in retirement -- Housing in retirement -- The family fortunes -- Creating a budget on a retirement income -- Common retirement pitfalls -- If you don?t have enough saved.
Even though half of all Americans put money aside for retirement, it isn't until they reach their sixties that many realize that they haven't saved enough. With The Five Years Before You Retire, you'll hone in on what you need to do in the next five years to maximize your current savings and create a realistic plan for your future. This book guides you through each financial, medical, and familial decision, from taking advantage of the employer match your company offers for your 401k program to enrolling in Medicare to discussing housing options with your family. Covering every aspect of retirement planning, these straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you've always wanted.

The debt escape plan : how to free yourself from credit card balances, boost your credit score, and live debt-free

May 14, 2015
Harzog, Beverly Blair.
Pompton Plains, NJ : Career Press, Inc., [2015]
281 pages ; 21 cm
9 mistakes that keep you stuck in debt -- Look your debt in the eye and own it -- What's your money personality? -- Be the boss of your budget -- (Almost) Pain-free ways to increase your income -- Create your debt escape plan -- Staying motivated when things go wrong -- What if you're in a true debt disaster? -- 7 simple strategies to boost your credit score -- Debt-proof your future.

Quicken 2015 for dummies

May 14, 2015
Nelson, Stephen L., 1959-
Hoboken, NJ : John Wiley & Sons, 2014.
xii, 370 pages : illustrations ; 24 cm.
Includes index.

Quicken 2015 : the official guide

May 14, 2015
Sandberg, Bobbi.
New York : McGraw-Hill Education, [2015]
xx, 556 pages : illustrations ; 24 cm
Includes index.
pt. 1. Learning Quicken basics. 1. Installing Quicken and meeting its features : What is Quicken? ; Getting started ; The Quicken interface ; Accounts ; Using one step update and the password vault -- 2. Getting started with Quicken : How financial transactions are tracked ; As you begin ; Accounts -- 3. Getting up and running with Quicken mobile : Understand mobile applications ; Meet Quicken's mobile app ; Beginning with Quicken's mobile app ; Using your mobile device -- 4. Working with accounts, categories, and tags : Setting up other banking accounts ; Categories ; Tags -- pt. 2. Banking. 5. Recording bank and credit card transactions : Getting started ; Quicken's registers ; Working with existing transactions ; Quicken's other account features -- 6. Using online banking features : Online account services ; The online center ; Bills and income reminders ; Useful Quicken features ; About alerts -- 7. Reconciling your accounts and examining your banking activity : Reconciling bank accounts ; Other reconciliation tasks and features ; A closer look at the spending tab -- pt. 3. Managing your investment accounts. 8. Working with investment transactions and Quicken's research tools : Quicken investment basics ; Working with investment accounts ; Working with the security list ; Downloading quotes and investment information ; Using Investing.Quicken.com for updates -- 9. Monitoring assets and loans : The basics ; Creating property and debt accounts ; Loan accounts in Quicken ; Other asset transactions -- pt. 4. Understanding your financial position. 10. Keeping tabs on your net worth : The property & debt tab -- 11. Evaluating your position : Using the investing tab ; Using investment analysis tools -- pt. 5. Designing your financial future. 12. Planning your future and using financial calculators : Planning for retirement ; Getting started with the Quicken lifetime planner ; The "what if" alternatives ; A look at Quicken's financial calculators ; Using the financial calculators -- 13. Reducing debt and saving money : Reducing your debt ; Budgeting with Quicken ; Quicken's automatic budget ; Where does your money go? -- 14. Planning for tax time : Tax information in accounts and categories ; Tax reports ; Online tax tools ; About Turbo-Tax ; Planning to avoid surprises ; Meeting the estimators -- 15. Creating Quicken reports : Quicken reports overview ; Working with reports and graphs -- pt. 6. Appendixes. A. Managing Quicken files : Working with multiple data files ; Password-protecting Quicken data ; Backing up your Quicken data file ; Additional file procedures -- B. Customizing Quicken : Customizing Quicken's interface ; Setting preferences ; Useful tips ; Quicken emergency records organizer.
"Take control of your personal finances using the best practices and time-saving tips in Quicken 2015: the official guide!"--Page 4 of cover.

Breaking into banking : cracking the code on launching a successful career in commercial banking

April 21, 2015
Keusal, Andy, author.
North Charleston, SC : CreateSpace Independent Publishing Platform, 2015.
151 pages : illustrations ; 23 cm
The business of banking -- Why do businesses borrow money? -- The art of underwriting -- Loan structuring: improving your odds -- The credit approval process -- Shifting to monitoring mode -- A complex lending machine -- A day in the life -- Bonus: interview tips from an industry insider.
"Considering commercial banking as a new career? Then this book is for you! Whether you are in school preparing to graduate or already employed in another field, you can successfully transition into banking and enjoy a lucrative career. This information will help you do it. Written as a personal conversation between the author and you, Andy Keusal shares the secrets of getting hired, learning the ropes, mastering the basics, and understanding how to put all of the pieces together. This quick and enjoyable read will help you distinguish yourself from other candidates and hit the ground running in your new job."--Back cover.

Bankruptcy

April 20, 2015
Farmington Hills, Mich. : Greenhaven Press, A part of Gale, Cengage Learning, [2015]
175 pages : illustrations ; 24 cm.
Is it wrong to file for bankruptcy? Bankruptcy is a way to reduce the immorality of debt / Charles Hugh Smith ; Bankruptcy causes serious problems and should be a last resort / Paul Ritz ; Bankruptcy should be an emotional and financial relief, not a traumatic experience / Joe Fulwiler ; Filing for bankruptcy in your twenties may improve your finances / Leonora Gorelik -- How should different types of debt be dealt with in bankruptcy? Congress needs to change bankruptcy laws to apply to student loans / Devon Merling ; Bankruptcy may discharge student loans in some cases / Isaac Bowers ; Judges should be allowed to reorganize mortgages in bankruptcy / Dean Baker ; Judges should not be allowed to reorganize mortgages in bankruptcy / Todd J. Zywicki ; The Affordable Care Act reduces the threat of bankruptcy due to medical bills / Matthew Stein ; Will Obamacare end medical bankruptcies? Probably not. / Sarah Kliff -- What are issues facing cities that declare bankruptcy? RPT-Stockton sales tax plan set to end bankruptcy, pensions spared / Jim Christie ; Cities must confront public pensions to solve fiscal problems / Roger Berkowitz ; Vallejo, Calif., once bankrupt, is now a model for cities in an age of austerity / Ariana Eunjung Cha ; Once bankrupt, Vallejo still can't afford its pricey pensions / Melanie Hicken -- When are government bailouts preferable to bankruptcy? Bankruptcy, not government bailouts, would have been best for the auto industry / Daniel J. Ikenson ; In Michigan, will Romney regret opposing auto bailout? / Andy Sullivan ; Lehman recovery seen as justifying $2 billion bankruptcy / Erik Larson ; The government should have bailed Lehman out of bankruptcy / Peter J. Wallison ; The profitable bailout? Inside the real costs of the saving AIG and Wall Street / James Kwak ; Bankruptcy is always preferable to government bailout / Norbert J. Michel.

Smart is the new rich : money guide for millennials

April 13, 2015
Romans, Christine, 1971-
Hoboken, New Jersey : John Wiley & Sons. Inc., 2015.
xvi, 208 pages : illustrations ; 23 cm
"Time is on your side--smart money management for Millennials Smart is the New Rich: Money Guide for Millennials is aninteractive, step-by-step guide to all things money. From credit, student debt, savings, investing, taxes, and mortgages, CNN's chiefbusiness correspondent Christine Romans shows this newest generation of earners how to build wealth. You'll learn the old-fashioned approach that leads to a healthier financial lifestyle, and open the door on a straightforward conversation about earning, saving, spending, growing, and protecting your money. You'll learn how to invest in the stock market or buy a home, even if you are still paying off student loan debt. Romans offers expert insight on the "New Normal," and why the rules of the credit bubble--the one you were raised in--no longer apply. Checklists and quizzes help solidify your understanding, and pave the way for you to start putting these new skills into action.For thirty years, the financial rules for life revolved around abundant credit at the ready. A quick look around makes it obvious that those rules no longer work, and Millennials just now coming of age and entering the workforce need a new plan to build a solid financial foundation and healthy money habits. This book puts you on the right track, with step-by-step help and expert guidance. Learn what you should ask yourself before spending any money Revisit some old money rules that are actually good habits See simple rules for managing student debt Learn how to talk about money with friends, dates, and parents Find out what makes a Millennial successful in the workforce The economy is out of recession and growing, but many young people feel left out of the recovery. It's why smart spending, saving, and debt management is so critical right now for them. A smart money plan is no longer a "nice to have" extra, it's mandatory. Smart is the New Rich: Money Guide for Millennials is your guide on how to use time and some good money manners to build wealth"-- Provided by publisher.

Hidden in plain sight : what really caused the world's worst financial crisis and why it could happen again

April 10, 2015
Wallison, Peter J.
New York : Encounter Books, [2015]
xviii, 411 pages : illustrations ; 24 cm
Introduction -- The difference between prime and nontraditional mortgages (NTMS) -- Red herrings : other explanations for the crisis -- The housing finance market before the affordable housing goals -- Government housing policies kick in -- The affordable housing goals and the decline in underwriting standards -- Force fed : the affordable housing goals, the gses, and the NTMS -- Going viral : competition spreads the gses' reduced underwriting standards to the wider market -- The great housing bubble -- Ignorance and bliss : what was known about the NTM market before the crisis -- How 32 million NTMS precipitated a financial crisis -- Fair value accounting and collateral damage -- Bad to worse : the government response -- Conclusion.
The 2008 financial crisis, like the Great Depression, was a world-historical event. What caused it will be debated for years, if not generations. The conventional narrative is that the financial crisis was caused by Wall Street greed and insufficient regulation of the financial system. That narrative produced the Dodd-Frank Act, the most comprehensive financial-system regulation since the New Deal. There is evidence, however, that the Dodd-Frank Act has slowed the recovery from the recession. If insufficient regulation caused the financial crisis, then the Dodd-Frank Act will never be modified or repealed; proponents will argue that doing so will cause another crisis.

The essays of Warren Buffett : lessons for corporate America

April 8, 2015
Buffett, Warren.
Durham, North Carolina : Carolina Academic Press, [2013]
307 pages : illustrations ; 26 cm
Includes index.
I. Corporate governance. Full and fair disclosure ; Boards and mangers ; The anxieties of business change ; Social compacts ; An owner-based approach to corporate charity ; A principled approach to executive pay ; Risk, reputation and oversight -- II. Finance and investing. Mr. Market ; Arbitrage ; Debunking standard dogma ; "Value" investing : a redundancy ; Intelligent investing ; Cigar butts and the institutional imperative ; Life and debt -- III. Investment alternatives. Surveying the field ; Junk bonds ; Zero-coupon bonds ; Preferred stock ; Derivatives ; Foreign currencies and equities ; Home ownership : practice and policy -- IV. Common stock. The bane of trading : transaction costs ; Attracting the right sort of investor ; Dividend policy and share repurchases ; Stock splits and trading activity ; Shareholder strategies ; Berkshire's recapitalization -- V. Mergers and acquisitions. Bad motives and high prices ; Sensible share repurchases versus greenmail ; Leveraged buyouts ; Sound acquisition policies ; On selling one's business ; The buyer of choice -- VI. Valuation and accounting. Aesop and inefficient Bush theory ; Intrinsic value, book value, and market price ; Look-through earnings ; Economic versus accounting goodwill ; Owner earnings and the cash flow fallacy ; Option valuation -- VII. Accounting shenanigans. Satire ; Standard setting ; Stock options ; "Restructuring" changes ; Pension estimates ; Realization events -- VIII. Accounting policy. Mergers ; Segment data and consolidation ; Deferred taxes ; Retiree benefits -- IX. Tax matters. Distribution of the corporate tax burden ; Taxation and investment philosophy.
The author's annual letters to the stockholders of Berkshire Hathaway are edited to present the main themes regarding business, investing, price, value, corporate governance, and other important topics.

Weiss Ratings' guide to banks and thrifts.

March 26, 2015
Palm Beach Gardens, FL : Weiss Ratings, Inc.,
v. ; 28 cm.
Imprint varies: <Fall 2010-Summer 2015> Amenia, NY : Grey House Publishing.
"A quarterly compilation of financial institutions ratings and analysis."

The value of debt in retirement : why everything you have been told is wrong

March 25, 2015
Anderson, Thomas J. (Certified investment management analyst)
Hoboken, NJ : Wiley, [2015]
xxvii, 307 pages : illustrations ; 24 cm
"Increase the odds you won't run out of money in retirement - using debt!Conventional wisdom is wrong - being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt--that thing we've all been taught to avoid--can play an integral role in your life, especially in retirement. New York Times Best Selling Author and nationally acclaimed financial expert Tom Anderson shows you how to use the time tested strategies of the best companies and the ultra rich to retire comfortably, minimize taxes, buy the things you have always wanted to have and do the things you have always wanted to do.Thought provoking and against the grain, Anderson explains why your risk tolerance doesn't matter, why being debt free may actually increase your risk and why rushing to pay off your mortgage may be a financial disaster. Full of shocking revelations and tricks high- net-worth individuals have used for years, The Value of Debt in Retirement opens the world to a new approach to wealth management in retirement, one that factors in both sides of the balance sheet as an integrated ecosystem.Real-world case studies illustrate how informed debt strategies can lead to a happier, healthier retirement. See how an individual with a net worth of more than $5 million can spend $20,000 per month - after taxes - and pay less than $5,000 per year in taxes, how it is possible to increase your rate of return by 50%, and how a lower risk portfolio with debt could increase the chances you do not run out of money.Specifically written to Baby Boomers, practical guides and checklists show how to use debt strategies to fund primary and secondary properties, refinance credit card debt, and finance hobbies, such as cars and boats and recreational vehicles. Additional guides show how you can help your children, help your parents and leave a bigger legacy for your heirs and favorite charities. Regardless of your net worth, The Value of Debt in Retirement provides tools to use to apply these concepts to your personal situation.There is no free lunch: the book delivers a balanced perspective focusing on the potential risks and benefits of the strategies discussed. A discussion on economic history highlights some of the shocks the economy may face and provides important warnings that you should factor into your retirement plan. Anderson not only shows that your life expectancy may be longer than you think, but also illustrates that many investors may be on track to average returns well under 4% for the next ten years - a potentially devastating combination. Irrespective of your beliefs about debt, The Value of Debt in Retirement proves risk is more important than return for retirees and provides suggestions on ways to minimize that risk.Not all debt is good and high levels of debt are bad. The Value of Debt in Retirement is about choosing the right debt, in the right amounts, at the right time. Perhaps most importantly, this book isn't for everybody. This book requires responsible actions. If you can't handle the responsibility associated with the ideas then this book then it isn't for you. If you need a rate of return under 3% from your investments then you may not need this book. But if you can handle the responsibility and if you need a return above 3%, this book may offer insights into the best (and potentially only) way to achieve your goals"-- Provided by publisher.

Rich bitch : a simple 12-step plan for getting your financial life together... finally

March 20, 2015
Lapin, Nicole, author.
Don Mills, Ontario, Canada : Harlequin, [2015]
xi, 372 pages : illustrations ; 22 cm
Includes index.
Talking about money sucks -- but so does being broke. Financial journalist Nicole Lapin lays out a 12-step plan in which she shares her experiences -- mistakes and all -- of getting her own finances in order. She talks to you not like a lecturer but as your friend. And even though money is typically an "off-limits" conversation, nothing is off-limits here. Lapin rethinks every piece of financial "wisdom" you've ever heard and puts her own fresh, sassy spin on it. Sure, there are some hard-and-fast rules about finance, but when it comes to your money, the only person who can tell you how to spend it is you. Should you invest in a 401(k)? Maybe not. Should you splurge on that morning latte? Likely yes. Instead of focusing on nickel-and-diming yourself, Nicole's advice focuses on investing in yourself so you don't have to stress over the little things. But, in order to do that you have to be able to speak the language of money. The sooner you can join the conversation, the sooner you can live the life you want.

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