New Arrivals · Investments

August 4, 2015
These titles were recently added to the collection of the Public Library of Cincinnati and Hamilton County.

The couple's guide to financial compatibility : avoid fights about spending and saving & build a happy and secure future together

August 3, 2015
Motske, Jeff.
Boston, MA : Da Capo Lifelong Books, a member of the Perseus Books Group ; 2015.
xxxv, 211 pages : illustrations ; 23 cm
How do we create a game plan for financial success? -- We made a budget and want to start on our game plan... so why don't we have any money? -- What's the difference between good debt and bad debt? -- How do we align our goals and expectations? -- Investing 101: where do we invest our game plan? -- Should we buy life insurance? -- Where do we want to live? -- What if one of us loses our job? -- Can we afford to have kids? -- What's the best way to teach our kids about money? -- What;s the best way to get our kids through college? -- How do we deal with life's financial peaks and valleys, especially when they involve our kids? -- How do we take care of our kids and parents at the same time? -- Jackpot! What do we do is we inherit a large sum of money or get a sudden windfall? -- What do we need to consider before we retire? -- Financial independence at last! How do we make a smooth transition into retirement? -- What's estate planning all about? -- How do we find and hire a financial planner? -- Financial success stories defined by you as a couple.
"New couples often talk about their compatibility in terms of common interests, how many kids they want, their religious beliefs, and where they want to live. But few couples consider their financial compatibility: their views on dual-income homes, taxes, saving, spending, and debt. And disagreements about money can put a huge strain on a relationship--not only is money the #1 reason many couples fight, those who argue about their finances once a week are 30% more likely to divorce than those who argue about it a few times a month. But by talking openly and often about their finances, partners can avoid conflict and unpleasant surprises down the line. They must discuss whether they're saving adequately, investing wisely, and spending responsibly. Certified Financial Planner Jeff Motske has been helping his clients to work through financial issues for over 20 years, and now, in The Couple's Guide to Financial Compatibility, he shares the important questions that couples must address in order to achieve a healthy financial relationship. Following a partnership's progression from first combining finances to planning for retirement and beyond, The Couple's Guide to Financial Compatibility gives couples the tools they need to communicate about money, keep their finances healthy, and keep their relationships going strong. Key questions in the book include: - How do we create a game plan for financial success? - OK, we made a budget. So, why don't we have any money? - Whose debt is it anyway? - How do we align our expectations? - Where do we want to live? - What happens if one of us loses our job? - How much does it cost to raise children from birth to graduation? - What is the best way to get our kids through college and find a career?"-- Provided by publisher.

Special needs trusts : protect your child's financial future

August 3, 2015
Urbatsch, Kevin, author.
Berkeley, California : Nolo, 2015.
284 pages : forms ; 23 cm
Your legal companion for special needs trusts. 1. Planning for a loved one with special needs : Why you may want to make a special needs trust ; How a special needs trust can help ; Who can benefit from a special needs trust ; Who can set up a special needs trust ; Alternatives to a special needs trust ; How a special needs trust works: nuts and bolts -- 2. Who can benefit from a special needs trust : Someone with a permanent or severe disability who is unable to earn a living ; Someone who may get better ; Someone who may need a special needs trust later ; Someone who is eligible for Medicare or SSDI ; Someone who needs assistance managing an inheritance -- 3. How trust funds can (and cannot) be used : SSI income and resource limits: an overview ; Assets in the special needs trust ; What special needs trust funds can be used for ; Gifts of cash ; Payments for food or shelter ; Gifts of food or shelter from other sources ; What the trustee should not pay for: countable assets -- 4. Getting money into a special needs trust : What assets to put into a special needs trust ; How much money will your loved one need? ; How to leave money to a special needs trust ; Don't commingle the beneficiary's property with trust property -- 5. The trustee's job : The trustee's basic duties ; Working with a guardian or conservator ; Investing trust property ; Spending trust money for the beneficiary ; Managing a remainder beneficiary's property ; Preserving eligibility for SSI and Medicaid ; Paying taxes ; Going to court ; Letter to trustee --
Create a trust that provides financial security for a loved one with special needs without jeopardizing government benefits. The sixth edition provides eligibility requirements for government benefits, current resources, and a new perspective on when to make a trust independently and when to seek an attorney's help.

A random walk down Wall Street : the time-tested strategy for successful investing

December 29, 2015
Malkiel, Burton Gordon.
©2015
447 pages : illustrations, charts ; 25 cm
Includes index.

The richest man who ever lived : the life and times of Jacob Fugger

July 31, 2015
Steinmetz, Greg.
New York : Simon & Schuster, [2015]
xvii, 283 pages, 8 unnumbered pages of plates : some color illustrations, maps ; 24 cm
"The life and times of the wealthiest man who ever lived--Jacob Fugger--the Renaissance banker who revolutionized the art of making money and established the radical idea of pursuing wealth for its own sake. Jacob Fugger lived in Germany at the turn of the sixteenth century, the grandson of a peasant. By the time he died, his fortune amounted to nearly two percent of European GDP. Not even John D. Rockefeller had that kind of wealth. Most people become rich by spotting opportunities, pioneering new technologies, or besting opponents in negotiations. Fugger did all that, but he had an extra quality that allowed him to rise even higher: nerve. In an era when kings had unlimited power, Fugger had the nerve to stare down heads of state and ask them to pay back their loans--with interest. It was this coolness and self-assurance, along with his inexhaustible ambition, that made him not only the richest man ever, but a force of history as well. Before Fugger came along it was illegal under church law to charge interest on loans, but he got the Pope to change that. He also helped trigger the Reformation and likely funded Magellan's circumnavigation of the globe. His creation of a news service, which gave him an information edge over his rivals and customers, earned Fugger a footnote in the history of journalism. And he took Austria's Habsburg family from being second-tier sovereigns to rulers of the first empire where the sun never set. The ultimate untold story, The Richest Man Who Ever Lived is more than a tale about the richest and most influential businessman of all time. It is a story about palace intrigue, knights in battle, family tragedy and triumph, and a violent clash between the 1 percent and everybody else. To understand our financial system and how we got it, it pays to understand Jacob Fugger"-- Provided by publisher.

A money saving mindset : 40 ways to help you save

July 24, 2015
Polen, Derek L., author.
©2014.
97 pages ; 22 cm.
The money saving journey -- The reason for 40 ways -- Shopping strategies -- Mindset makers -- Choices that save -- Promotions and programs -- Go start saving -- Money saving game plan -- My prayer for you.
This simple and effective guide gives you 40 ways to help you save hundreds to thousands of dollars. This book was written with the passion to help everyone who wants to keep more of their hard earned money. Also included as a bonus in this books is the Money Saving game Plan. This easy-to-use guide will help you succeed in saving and achieving your financial goals. This book will encourage you to create a "money saving mindset."

Bond guide.

July 23, 2015
New York : Standard and Poor's Corporation.
v. ; 15 x 22 cm.
Title from cover.
At head of title: Standard & Poor's.

The complete idiot's guide to personal finance in your 20s & 30s

June 24, 2015
Fisher, Sarah Young.
Indianapolis : Alpha Books, c2009.
xxi, 362 p. : ill. ; 24 cm.
Addresses areas of key concern for readers in their twenties and thirties, covering such topics as 401(k) and retirement planning, effective budgeting that takes into account spiraling costs and growing families, and the latest Internet banking technologies.

American financial directory.

June 22, 2015
Norcross, Ga. : McFadden Business Publications,
v. : ill. ; 23 cm.
Imprint varies: <Jan./June 2004-July/Dec. 2005> Skokie Il. : Thomson Financial Publishing ; Jan./June 2006-<2012> Accuity and SourceMedia, Inc. <2013-July/Dec. 2015>- Accuity Solutions, part of BankersAccuity.

My side of the street : why wolves, flash boys, quants, and masters of the universe don't represent the real Wall Street

June 16, 2015
Trennert, Jason DeSena.
New York : St. Martin's Press, 2015.
viii, 224 pages ; 22 cm
"On a sticky summer morning at the end of the Eighties, 19-year-old Jason DeSena Trennert--a bright, unconnected Georgetown undergrad with big dreams and an even bigger power tie--set out for Wall Street. Mustering the perceived panache of the bigwigs, he burst through the doors of America's oldest financial firms. He was roundly rejected. And entirely undeterred. Trennert accepted a position as a cold-caller and charged ahead with the blind zeal of inexperience, finding in the process a genuine affinity for the customs and history of his work. Clinging to his dream from humble beginnings in financial sector Siberia--Morgan Stanley's Brooklyn outpost--and enduring the villainization of a respectable profession across two boom-bust cycles, he opened his own boutique company, now one of the world's leading research firms. Part memoir, part love letter to an institution popularly viewed as a necessary (or as just plain) evil, My Side of the Street delivers the long-overdue defense of an industry critiqued by Michael Lewis and others, illuminating the ethical and decent majority who take the subway, worry about mortgages, and keep the entire enterprise on its feet. Introducing the general reader to captains of finance, famous on The Street but invisible to outsiders, Trennert lays on display the absurdity and unbridled joy of big business--a comic tale of unlikely success in America's most notorious industry"-- Provided by publisher.

Beat the crowd : how you can out-invest the herd by thinking differently

June 16, 2015
Fisher, Kenneth L., author.
©2015
xi, 303 pages : illustrations ; 24 cm.

The aspirational investor : taming the markets to achieve your life's goals

June 11, 2015
Chhabra, Ashvin B.
New York : HarperBusiness, an imprint of HarperCollinsPublishers, [2015]
xii, 222 pages : illustrations ; 24 cm
The investor's worst enemy -- The psychology of risk and reward -- The volatility of markets over a human lifetime -- Speculative bubbles and market manias -- How do people become (very) wealthy? -- How much (money) do I need? -- The wealth allocation framework -- Digging deeper -- Seven steps to implementation -- Owning the world -- Do not try this at home -- The aspirational society.
"The Chief Investment Officer of Merrill Lynch Wealth Management explains why goals, not markets, should be the primary focus of your investment strategy--and offers a practical, innovative framework for making smarter choices about aligning your goals to your investment strategy,"--Amazon.com.

Digital gold : bitcoin and the inside story of the misfits and millionaires trying to reinvent money

June 2, 2015
Popper, Nathaniel.
New York, NY : Harper, 2015.
xv, 398 pages ; 24 cm
"A New York Times technology and business reporter charts the dramatic rise of Bitcoin and the fascinating personalities who are striving to create a new global money for the Internet age.Digital Gold is New York Times reporter Nathaniel Popper's brilliant and engrossing history of Bitcoin, the landmark digital money and financial technology that has spawned a global social movement.The notion of a new currency, maintained by the computers of users around the world, has been the butt of many jokes, but that has not stopped it from growing into a technology worth billions of dollars, supported by the hordes of followers who have come to view it as the most important new idea since the creation of the Internet. Believers from Beijing to Buenos Aires see the potential for a financial system free from banks and governments. More than just a tech industry fad, Bitcoin has threatened to decentralize some of society's most basic institutions.An unusual tale of group invention, Digital Gold charts the rise of the Bitcoin technology through the eyes of the movement's colorful central characters, including a British anarchist, an Argentinian millionaire, a Chinese entrepreneur, Tyler and Cameron Winklevoss, and Bitcoin's elusive creator, Satoshi Nakamoto. Already, Bitcoin has led to untold riches for some, and prison terms for others.Digital Gold includes 16 pages of black-and-white photos"-- Provided by publisher.

The one-page financial plan : a simple way to be smart about your money

May 22, 2015
Richards, Carl, 1972- author.
New York, New York : Portfolio/Penguin, 2015.
viii, 211 pages : illustrations ; 22 cm
Discovery -- the most important money question -- Guess where you want to go -- Get really clear about your current location -- Spending and saving -- Budgeting as a tool for awareness -- Save as much as you reasonably can -- Investing -- Buy just enough insurance- today -- "The best investment I ever made": borrowing and spending wisely -- Invest like a scientist -- Strategies for avoiding the big mistake -- Hire a "real financial advisor" -- Behave, for a really long time.
Removes the complexity from investing by encouraging readers to identify deeply personal goals and to use a series of simple, focused steps to help set up and attain a workable, meaningful financial plan.

Smart money : how high-stakes financial innovation is reshaping our world-for the better

May 21, 2015
Palmer, Andrew, 1970- author.
New York : Basic Books, A Member of the Perseus Books Group, [2015]
xviii, 285 pages : illustrations ; 25 cm
Lessons badly learned. Handmaid to history -- From breakthrough to meltdown -- The most dangerous asset in the world -- A force for good. Social-impact bonds and the shrinking of the state -- Live long and prosper -- Equity and the license to dream -- Peer-to-peer lending and the flaws of finance -- The edge: reaching the marginal borrower -- Tail risk: pricing the probability of mayhem.
"Six years after the financial crisis, bankers and other Wall Street types remain villains in the public mind. The standard critique says that they wrecked the economy and destroyed people's savings, and never adequately paid for their crimes. But as Economist editor Andrew Palmer reveals in Smart Money, this detested industry is not only capable of doing great good for society, but offers the most powerful means we have for solving some of our most intractable social problems. Drawing on interviews with leading financiers and a new breed of financial entrepreneurs, Palmer provides a sweeping account of the history, present, and future of financial innovation, arguing that we need it more today than ever before"-- Provided by publisher.

The Cabot growth investor.

May 21, 2015
Salem, MA : Cabot Heritage Corporation, [2015]-
v. ; 28 cm.

CFP certification exam practice question workbook

May 20, 2015
Brandeburg, Matthew.
©2015
362 pages ; 26 cm
Includes index.
"1,000 comprehensive practice questions"--Cover.
"Master exam topics with intensive practice in the essential areas you'll find on the test. All questions are test-level difficulty and focused solely on helping you pass. Whether you're challenging the exam for the first time or trying again after an unsuccessful attempt, you will learn the skills needed to master the exam. Includes 100 practice questions each for General Principles, Insurance, Tax Planning, Investments, Retirement and Employee Benefits, and Estate Planning; two separate 200 question comprehensive practice tests; detailed solutions to all practice questions; keystrokes to master the essential math you will face on the exam."--Back cover.

Security owner's stock guide.

May 18, 2015
New York : Standard and Poor's Corp.
v. ; 14 x 22 cm.
Title from cover.
At head of title: Standard & Poor's.

Your guide to the CFP certification exam : a supplement to financial planning coursework and self-study materials

May 18, 2015
Brandeburg, Matthew.
[Dublin, Ohio ] : Coventry House Pub., c2014.
151 p. ; 25 cm.
Includes index.

The 5 years before you retire : retirement planning when you need it the most

May 14, 2015
Birken, Emily Guy.
Avon, Massachusetts : Adams Media, [2014]
239 pages ; 22 cm
How far away are you? -- Saving and budgeting for the next five years -- Income in retirement -- Find the right financial planner -- What to expect from social security -- Taxes and your retirement income -- What to expect from medicare -- Planning for health-care expenses in retirement -- Housing in retirement -- The family fortunes -- Creating a budget on a retirement income -- Common retirement pitfalls -- If you don?t have enough saved.
Even though half of all Americans put money aside for retirement, it isn't until they reach their sixties that many realize that they haven't saved enough. With The Five Years Before You Retire, you'll hone in on what you need to do in the next five years to maximize your current savings and create a realistic plan for your future. This book guides you through each financial, medical, and familial decision, from taking advantage of the employer match your company offers for your 401k program to enrolling in Medicare to discussing housing options with your family. Covering every aspect of retirement planning, these straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you've always wanted.

The debt escape plan : how to free yourself from credit card balances, boost your credit score, and live debt-free

May 14, 2015
Harzog, Beverly Blair.
Pompton Plains, NJ : Career Press, Inc., [2015]
281 pages ; 21 cm
9 mistakes that keep you stuck in debt -- Look your debt in the eye and own it -- What's your money personality? -- Be the boss of your budget -- (Almost) Pain-free ways to increase your income -- Create your debt escape plan -- Staying motivated when things go wrong -- What if you're in a true debt disaster? -- 7 simple strategies to boost your credit score -- Debt-proof your future.

Quicken 2015 for dummies

May 14, 2015
Nelson, Stephen L., 1959-
Hoboken, NJ : John Wiley & Sons, 2014.
xii, 370 pages : illustrations ; 24 cm.
Includes index.

Quicken 2015 : the official guide

May 14, 2015
Sandberg, Bobbi.
New York : McGraw-Hill Education, [2015]
xx, 556 pages : illustrations ; 24 cm
Includes index.
pt. 1. Learning Quicken basics. 1. Installing Quicken and meeting its features : What is Quicken? ; Getting started ; The Quicken interface ; Accounts ; Using one step update and the password vault -- 2. Getting started with Quicken : How financial transactions are tracked ; As you begin ; Accounts -- 3. Getting up and running with Quicken mobile : Understand mobile applications ; Meet Quicken's mobile app ; Beginning with Quicken's mobile app ; Using your mobile device -- 4. Working with accounts, categories, and tags : Setting up other banking accounts ; Categories ; Tags -- pt. 2. Banking. 5. Recording bank and credit card transactions : Getting started ; Quicken's registers ; Working with existing transactions ; Quicken's other account features -- 6. Using online banking features : Online account services ; The online center ; Bills and income reminders ; Useful Quicken features ; About alerts -- 7. Reconciling your accounts and examining your banking activity : Reconciling bank accounts ; Other reconciliation tasks and features ; A closer look at the spending tab -- pt. 3. Managing your investment accounts. 8. Working with investment transactions and Quicken's research tools : Quicken investment basics ; Working with investment accounts ; Working with the security list ; Downloading quotes and investment information ; Using Investing.Quicken.com for updates -- 9. Monitoring assets and loans : The basics ; Creating property and debt accounts ; Loan accounts in Quicken ; Other asset transactions -- pt. 4. Understanding your financial position. 10. Keeping tabs on your net worth : The property & debt tab -- 11. Evaluating your position : Using the investing tab ; Using investment analysis tools -- pt. 5. Designing your financial future. 12. Planning your future and using financial calculators : Planning for retirement ; Getting started with the Quicken lifetime planner ; The "what if" alternatives ; A look at Quicken's financial calculators ; Using the financial calculators -- 13. Reducing debt and saving money : Reducing your debt ; Budgeting with Quicken ; Quicken's automatic budget ; Where does your money go? -- 14. Planning for tax time : Tax information in accounts and categories ; Tax reports ; Online tax tools ; About Turbo-Tax ; Planning to avoid surprises ; Meeting the estimators -- 15. Creating Quicken reports : Quicken reports overview ; Working with reports and graphs -- pt. 6. Appendixes. A. Managing Quicken files : Working with multiple data files ; Password-protecting Quicken data ; Backing up your Quicken data file ; Additional file procedures -- B. Customizing Quicken : Customizing Quicken's interface ; Setting preferences ; Useful tips ; Quicken emergency records organizer.
"Take control of your personal finances using the best practices and time-saving tips in Quicken 2015: the official guide!"--Page 4 of cover.

Breaking into banking : cracking the code on launching a successful career in commercial banking

April 21, 2015
Keusal, Andy, author.
North Charleston, SC : CreateSpace Independent Publishing Platform, 2015.
151 pages : illustrations ; 23 cm
The business of banking -- Why do businesses borrow money? -- The art of underwriting -- Loan structuring: improving your odds -- The credit approval process -- Shifting to monitoring mode -- A complex lending machine -- A day in the life -- Bonus: interview tips from an industry insider.
"Considering commercial banking as a new career? Then this book is for you! Whether you are in school preparing to graduate or already employed in another field, you can successfully transition into banking and enjoy a lucrative career. This information will help you do it. Written as a personal conversation between the author and you, Andy Keusal shares the secrets of getting hired, learning the ropes, mastering the basics, and understanding how to put all of the pieces together. This quick and enjoyable read will help you distinguish yourself from other candidates and hit the ground running in your new job."--Back cover.

Bankruptcy

April 20, 2015
Farmington Hills, Mich. : Greenhaven Press, A part of Gale, Cengage Learning, [2015]
175 pages : illustrations ; 24 cm.
Is it wrong to file for bankruptcy? Bankruptcy is a way to reduce the immorality of debt / Charles Hugh Smith ; Bankruptcy causes serious problems and should be a last resort / Paul Ritz ; Bankruptcy should be an emotional and financial relief, not a traumatic experience / Joe Fulwiler ; Filing for bankruptcy in your twenties may improve your finances / Leonora Gorelik -- How should different types of debt be dealt with in bankruptcy? Congress needs to change bankruptcy laws to apply to student loans / Devon Merling ; Bankruptcy may discharge student loans in some cases / Isaac Bowers ; Judges should be allowed to reorganize mortgages in bankruptcy / Dean Baker ; Judges should not be allowed to reorganize mortgages in bankruptcy / Todd J. Zywicki ; The Affordable Care Act reduces the threat of bankruptcy due to medical bills / Matthew Stein ; Will Obamacare end medical bankruptcies? Probably not. / Sarah Kliff -- What are issues facing cities that declare bankruptcy? RPT-Stockton sales tax plan set to end bankruptcy, pensions spared / Jim Christie ; Cities must confront public pensions to solve fiscal problems / Roger Berkowitz ; Vallejo, Calif., once bankrupt, is now a model for cities in an age of austerity / Ariana Eunjung Cha ; Once bankrupt, Vallejo still can't afford its pricey pensions / Melanie Hicken -- When are government bailouts preferable to bankruptcy? Bankruptcy, not government bailouts, would have been best for the auto industry / Daniel J. Ikenson ; In Michigan, will Romney regret opposing auto bailout? / Andy Sullivan ; Lehman recovery seen as justifying $2 billion bankruptcy / Erik Larson ; The government should have bailed Lehman out of bankruptcy / Peter J. Wallison ; The profitable bailout? Inside the real costs of the saving AIG and Wall Street / James Kwak ; Bankruptcy is always preferable to government bailout / Norbert J. Michel.

Smart is the new rich : money guide for millennials

April 13, 2015
Romans, Christine, 1971-
Hoboken, New Jersey : John Wiley & Sons. Inc., 2015.
xvi, 208 pages : illustrations ; 23 cm
"Time is on your side--smart money management for Millennials Smart is the New Rich: Money Guide for Millennials is aninteractive, step-by-step guide to all things money. From credit, student debt, savings, investing, taxes, and mortgages, CNN's chiefbusiness correspondent Christine Romans shows this newest generation of earners how to build wealth. You'll learn the old-fashioned approach that leads to a healthier financial lifestyle, and open the door on a straightforward conversation about earning, saving, spending, growing, and protecting your money. You'll learn how to invest in the stock market or buy a home, even if you are still paying off student loan debt. Romans offers expert insight on the "New Normal," and why the rules of the credit bubble--the one you were raised in--no longer apply. Checklists and quizzes help solidify your understanding, and pave the way for you to start putting these new skills into action.For thirty years, the financial rules for life revolved around abundant credit at the ready. A quick look around makes it obvious that those rules no longer work, and Millennials just now coming of age and entering the workforce need a new plan to build a solid financial foundation and healthy money habits. This book puts you on the right track, with step-by-step help and expert guidance. Learn what you should ask yourself before spending any money Revisit some old money rules that are actually good habits See simple rules for managing student debt Learn how to talk about money with friends, dates, and parents Find out what makes a Millennial successful in the workforce The economy is out of recession and growing, but many young people feel left out of the recovery. It's why smart spending, saving, and debt management is so critical right now for them. A smart money plan is no longer a "nice to have" extra, it's mandatory. Smart is the New Rich: Money Guide for Millennials is your guide on how to use time and some good money manners to build wealth"-- Provided by publisher.

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